Part C is also known as the medical advantage plan. This plan is somewhat perfect as it is the combination of Part A and Part B together. There are a lot of benefits that make it a very attractive offer on the table. It covers the hospital bills from Part A and the doctor’s fees from Part B. For a bonus, it also looks on to the dental and vision problems along with drug prescriptions. Some of the extra benefits include the cost of contacts or eyeglasses, the hearing aids, regular eye check-up, and cost of a fitness center.

The medicare advantage and medicare supplement plan both roots from private insurance companies. The medigap or the medicare supplementary has a higher premium than the medicare advantage plan.  The medigap takes care of extra expenses that do not get covered in the original plan.

The most medicare insurance plan is the Affordable Medicare Advantage as the better option for new eligible seniors.

  1. HMO or High Maintenance Organization for specialized doctors within the location network, unless emergency. It is the cheapest plan but has a lot of limitations. Still, the plan is very famous in medicare advantage plans. 
  2. PPO or Preferred Provider Organization for different rates in different locations. You can choose any doctor or physician but not out of network provider. The plan does cover the prescribed drugs. If the plan has in-built service then there you can’t get Part D separately. 
  3. PFFS or Private Fee-for-Service gives the flexibility to use the plan’s coverage as and when they require. You can go to any doctor, as long as they accept. Going for out-of-network plan may cost you more. Just like the previous plan, there can be an in-built prescribed drug service. In case of emergency, the provider has to be treated and cared for, irrespective if they accept the terms and conditions. 
  4. SNP or Special Needs Plan is used by the patients suffering from long-term chronic diseases. It provides all the benefits of the medicare advantage plan and the extra benefits of the SNP. The SNPs should have all the necessary prescribed drug plans. Most of the time, the SNP requires primary doctors or specialized doctor, to monitor the treatment. 
  5. MSA or Medical Savings Account is the savings plan with high deductible plans. HDP means a low premium every month. It deposits the money in your account, and you can use for the deductible before using your own money. You can choose your health care provider and network. With MSA there is a need to get a Part D plan which is specialized for prescribed drug plan. 

This plan gives the flexibility to the customers to get as many benefits as possible. Through this, the cost management can be done. Get an insurance broker to compare the plan for each plan and then choose the best. The best of reputed companies like ’s medicare advantage plan for 2022 is the best-advised plan. It has shown major changes and more user-friendly than before.